That the chance of loss is frequently undervalued, and scarce ever valued more than it is worth, we may learn from the very moderate profit of insurers... Moderate, however, as the premium of insurance commonly is, many people despise the risk too much to care to pay it. Taking the whole kindgom at an average, nineteen houses in twenty, or rather, perhaps, ninety-nine in a hundred, are not insured from fire
Rubén: 0810.888.8881, int. 291.
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